our Services
At Kron Wealth, we understand that no two clients are the same. Your goals and challenges are as unique as you are, which is why our services are always personalised to meet your specific needs.
Our role goes beyond just managing your finances. We create a space for you to reflect on what matters most. We’re here to guide, advise, and at times challenge your thought processes. This approach ensures that your financial plan is not only robust but also truly aligned with your life’s goals and aspirations.
We’re here to help you navigate the complexities of financial decision-making with ease. Our expertise lies in addressing the issues most crucial to you, ensuring you make the most of your financial resources and align them to your goals. Whether it’s planning for retirement, investing wisely, or securing your family’s financial future, our approach is always tailored to your specific situation.
What We Do
Strategic Financial Planning
Strategic Financial Planning at Kron Wealth is a dynamic and ongoing journey, tailored to bring you closer to your life goals and aspirations. This service goes beyond wealth management and products; it’s about devising a holistic, adaptable strategy that resonates with every aspect of your life.
By arranging your finances in a strategic way you will gain peace of mind and confidence about the future, reduce stress levels and enjoy life more.
Here’s how we do it:
- Goal Setting: We start by understanding your short, medium, and long-term aspirations. Knowing your priorities and desired lifestyle helps us craft a financial plan that’s uniquely yours.
- Financial Modelling: We build financial models to visualise your financial future under various scenarios. This step is key in crafting strategies and making adjustments to ensure your lifestyle goals are achievable and secure.
- Risk Management: We assess potential risks like job loss, illness, or market fluctuations, ensuring your plan is resilient and adaptable.
- Tax Planning: By considering the tax implications of various financial decisions, financial planning can help minimise your tax liability and maximise your wealth, further supporting your lifestyle aspirations.
- Estate Planning: We ensure your legacy is preserved and your assets are distributed as per your wishes. This aspect of planning secures your loved ones’ financial future while mitigating tax to maximise your legacy.
Our process is founded on the concept of life planning and designed to provide context to your current situation and guide decision-making towards achieving your identified goals. It’s about making strategic moves that align with your vision for the future.
Risk Management and Protection
At Kron Wealth, we understand that life’s unpredictability can pose risks to even the most robust financial plans. That’s why our risk management and protection services are integral to safeguarding your financial future. By implementing appropriate insurance solutions — covering scenarios like early death, critical illness, or inability to work — we ensure that your financial plan remains on track, even in the face of life’s unforeseen events.
Our aim is to provide a safety net that gives you and your loved ones peace of mind and financial security.
Specifically For Business Owners
We understand the unique complexities faced by business owners, and at Kron Wealth, we offer a suite of services tailored to support both the stability and growth of your enterprise. These include Directors’ & Partners’ Pensions, Company owned investments, Relevant Life Insurance, Key Person and Shareholder Protection.
We also appreciate there may come a time when you will want to cash in on your hard work and exit the business. We are here to prepare both you and your business for this transition and life thereafter.
While you are running your business, you will want to attract and retain the best talent and we are here to do our bit to help. We can help craft a comprehensive benefits package, including group pensions, group insurance and group private medical. These services not only protect your interests as the business owner but also create a supportive and rewarding environment for employees, fostering loyalty and driving business success.
Retirement Planning and Pensions
Retirement should be a time of enjoyment, not complexity and, we understand that effective retirement planning is critical.
Pensions are a cornerstone of any retirement plan and while pension freedoms have broadened your choices, they’ve also added complexity. Our approach is to simplify these choices, offering clarity and bespoke solutions.
From consolidating various pensions for more efficient management to exploring SIPPs (Self-Invested Personal Pensions) and SSAS (Small Self-Administered Schemes) for greater control over your investments, we cover all bases. We also assist with pension Drawdown strategies and Annuity options, ensuring a seamless transition into your retirement years.
Investments
Kron Wealth’s approach to investments is defined by our agnostic stance towards management styles.
Through our continual research and due diligence across the market place , we navigate the broad and complex investment landscape with a focus on creating investment strategies that align with your specific goals.
Our commitment is to finding the best investment avenues, whether they lie in passive, active, or a combination of strategies.
This breadth allows us to design investment portfolios that are as unique as our clients. We pride ourselves on providing versatile, best-of-breed investment solutions tailored to each client’s distinct financial landscape.
Estate Planning
Estate planning is a complex area that undergoes constant change, but we’ve helped many clients to preserve their wealth and assets for their loved ones in this way.
Our inheritance tax (IHT) strategy is designed to keep what’s rightfully yours within the family by ensuring the tax you pay is minimal but fair.
We understand your situation is unique and will require a bespoke approach to achieve maximum results. We’ll also examine additional solutions such as wills and trusts and the role they could play in your IHT strategy.